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They're putting insurance restrictions on "full size" rigs to keep the extreme fringe wheelers out...they want a group of respectful , orderly off roaders with semi-built rigs.... that's where the money is.
I'd much rather flop down a hill in Carwash or Yellowjacket's "non-insured" tube rig than some street driven TJ with 35" mt's and a show bar.
I fail to see how they equate "insured" with "safe-to-wheel" as they don't have to go hand in hand and take a skilled eye to distinguish.
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