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Yeah. I agree. That is where we are at right now. We got the vehicle taken care of and now moving on to the next phase of the process.
We are working to up our coverage as well. We figured if she had any of the kids or friends in the car we would have far exceeded those dollars. I don't think the under insured kicks in in this situation.
We have never gone through this and you never think you will but given the state of the economy I bet more and more people are driving without it. I hope no one on this forum is driving without it.
If you are driving without auto insurance you should really consider your situation. If you have an accident with injuries just think where you will be afterwards. How will you pay the medical bills? How will you be able to stay off work long enough without pay and maintain status quo? Do you realize that when you do get insurance your rates will be higher because they see a large lapse in coverage? Do you know the state can put a hold on your drivers license so that when it comes time to renew your license you won't be able to (trust me my wife is a cop i know)? etc / etc
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