Offroad Insurance?

GPER · 01-05-2010, 07:53 PM

I have insurance on my CJ for road use only, anything that happens on the trail is all on my dime. It is all in the fine print.

So if a park wants you to have insurance, yes I have it, but it is worthless in a orv park.

mckeddie · 01-05-2010, 08:28 PM

you don't need it at attica, it is just for their liability to say you do. i carry storage insurance only on mine, that way if anything happens to it at the house, it's covered (luckily, since someone stole my shocks off it a couple of months ago), or if a tree or something would fall on it, and crush it, it would be covered. this topic pops up on pirate all the time. basically offroad, its on your dime.

greg

Hope Springs Hauler · 01-05-2010, 09:15 PM

Quote:

Originally Posted by mckeddie

you don't need it at attica, it is just for their liability to say you do. i carry storage insurance only on mine, that way if anything happens to it at the house, it's covered (luckily, since someone stole my shocks off it a couple of months ago), or if a tree or something would fall on it, and crush it, it would be covered. this topic pops up on pirate all the time. basically offroad, its on your dime.

greg

I've looked on pirate and seen some of both. Yeah, if I could choose some coverage I would like the theft and fire protection and personal liability. Maybe I will talk to my agent about that.

Waffle · 01-05-2010, 11:55 PM

Harlan and the occasional drive to work in the snow is the only reason mine is still insured. Funny though. Driving through Harlan. Passing the flashing atv sign. Sometimes there are more of them than cars on the road.......

Coppertop · 01-08-2010, 10:33 PM

I carry All State liabity on mine. As mentioned, all the places reguire insurance... But,They've never asked me to show proof of insurance.

Nick

Go Bengals!!WHO-DEY!!!

01-05-2010, 08:28 PM	#2
mckeddie Join Date: Apr 2007 Location: van wert oh Posts: 583	you don't need it at attica, it is just for their liability to say you do. i carry storage insurance only on mine, that way if anything happens to it at the house, it's covered (luckily, since someone stole my shocks off it a couple of months ago), or if a tree or something would fall on it, and crush it, it would be covered. this topic pops up on pirate all the time. basically offroad, its on your dime. greg __________________ zuk buggy.....it'll be a jeep eventually.

01-08-2010, 10:33 PM	#5
Coppertop XJWHEELING Join Date: Nov 2007 Location: Colerain Township Posts: 837	I carry All State liabity on mine. As mentioned, all the places reguire insurance... But,They've never asked me to show proof of insurance. Nick Go Bengals!!WHO-DEY!!! __________________ Just a 200 dollar cherokee that wouldn't start .. Ten years later same chrome grille ..

Thread Tools
Show Printable Version Email this Page
Display Modes
Switch to Linear Mode Hybrid Mode Switch to Threaded Mode

01-05-2010, 07:53 PM	#1
GPER Join Date: Feb 2007 Location: Kettering, Ohio Posts: 811	I have insurance on my CJ for road use only, anything that happens on the trail is all on my dime. It is all in the fine print. So if a park wants you to have insurance, yes I have it, but it is worthless in a orv park.

01-05-2010, 11:55 PM	#4
Waffle Join Date: Aug 2009 Location: . Posts: 75 Images: 10	Harlan and the occasional drive to work in the snow is the only reason mine is still insured. Funny though. Driving through Harlan. Passing the flashing atv sign. Sometimes there are more of them than cars on the road.......