Big Rock OffRoad, Maysville Ky: Grand Reopening!

kyrel69 · 02-12-2010, 02:06 PM

Quote:

Originally Posted by offroadohio

As far as insurance coving stuff, if I run into your vehicle out in the woods with my trail rig, your vehicle is covered as long as there is an accident report. This is base don what State Farm told me. My agent knows exactly what I use my BroncoII for and said any mishaps out in the woods will be covered.

I have talked to 3 different agents for 3 different companys start farm, progressice and all state and they all told me that if something happens out in the woods they would not cover it b/c it was not on a road and that is were ther coverage is good at.
that is the whole reason I do not have any insurace on my off road rigs now

donaldcon · 02-12-2010, 02:41 PM

Quote:

Originally Posted by kyrel69

I have talked to 3 different agents for 3 different companys start farm, progressice and all state and they all told me that if something happens out in the woods they would not cover it b/c it was not on a road and that is were ther coverage is good at.
that is the whole reason I do not have any insurace on my off road rigs now

I dont trailer very often anymore so I keep insurance for the purpose of street driving but I did look into what would happen if it rolled down a hill and smashed someone elses ride, as far as my agent is concerned if there is an accident report they will cover the other vehicle and passangers in it. Of course if they REALLY will or not, hopefully I never have to find out

Coppertop · 02-12-2010, 04:28 PM

Can't wait to check this place out.....I've seen the insurance rule in most parks and even hear clubs require it. Never have been asked to produce the proof though. I have always carried insurance,you never know... It's interesting to hear agents saying when you leave the road they won't cover you.

Nick

Hope Springs Hauler · 02-12-2010, 04:48 PM

Agreed, if the rig is on the road, it needs insurance. If it is going to be trailered, then I don't see the need.

Also, food for thought, if it is liability that is a concern, an ATV can do some mean damage as well and is more likely to roll over or go out of control.

JeffK5 · 02-12-2010, 04:56 PM

They're putting insurance restrictions on "full size" rigs to keep the extreme fringe wheelers out...they want a group of respectful , orderly off roaders with semi-built rigs.... that's where the money is.

I'd much rather flop down a hill in Carwash or Yellowjacket's "non-insured" tube rig than some street driven TJ with 35" mt's and a show bar.

I fail to see how they equate "insured" with "safe-to-wheel" as they don't have to go hand in hand and take a skilled eye to distinguish.

Hope Springs Hauler · 02-12-2010, 05:43 PM

Quote:

Originally Posted by JeffK5

They're putting insurance restrictions on "full size" rigs to keep the extreme fringe wheelers out...they want a group of respectful , orderly off roaders with semi-built rigs.... that's where the money is.

I'd much rather flop down a hill in Carwash or Yellowjacket's "non-insured" tube rig than some street driven TJ with 35" mt's and a show bar.

I fail to see how they equate "insured" with "safe-to-wheel" as they don't have to go hand in hand and take a skilled eye to distinguish.

Thank you for articulating this in a non monetary fashion.

WrenchMonkey · 02-13-2010, 01:07 AM

Well, I thought the insurance thing was pretty reasonable, but it looks like they're gonna be flexible on it anyway.

From facebook:

Quote:

Originally Posted by Splattt

Proof of insurance on a offroad rig ? not many will have that due to it is a tube rig fab job!

Quote:

Originally Posted by BigRock Offroad

We understand the insurance issue on the tube rigs, not a problem

Robert

67fastback · 02-13-2010, 01:17 AM

yeah asked the question to them about the insurance but he seems flexable on that due to most rigs are fab up tub rigs... and yes never wheel alone that is stupid... and if you break you better have a way to get it back out.. hence have your buddies tow you out..

WrenchMonkey · 02-13-2010, 01:45 AM

Quote:

Originally Posted by 67fastback

due to most rigs are fab up tub rigs...

Well, no offense, but I thought that bit was kind of a copout.

Very few rigs are truly fabbed from the ground up. Almost all are just modified production vehicles. They do have VINs, they could be titled, registered, and insured if you chose to.

I undertand they're not street driven (or roadworthy?) so it'd be a waste of money.

But it's not because they're VIN-less fabrications.

Robert

WrenchMonkey · 03-07-2010, 07:51 PM

Quote:

Originally Posted by lky13blazer

what bout insurance...did they check?

I thought we beat that horse to death a month ago...

Quote:

Originally Posted by WrenchMonkey

Well, I thought the insurance thing was pretty reasonable, but it looks like they're gonna be flexible on it anyway:

Quote:

Originally Posted by Splattt

Proof of insurance on a offroad rig ? not many will have that due to it is a tube rig fab job!

Quote:

Originally Posted by BigRock Offroad

We understand the insurance issue on the tube rigs, not a problem

Robert

lky13blazer · 03-07-2010, 08:50 PM

Quote:

Originally Posted by WrenchMonkey

I thought we beat that horse to death a month ago...

Robert

you guys did but i was waiting till the opening to here what they actually did

02-12-2010, 04:28 PM	#3
Coppertop XJWHEELING Join Date: Nov 2007 Location: Colerain Township Posts: 837	Can't wait to check this place out.....I've seen the insurance rule in most parks and even hear clubs require it. Never have been asked to produce the proof though. I have always carried insurance,you never know... It's interesting to hear agents saying when you leave the road they won't cover you. Nick __________________ Just a 200 dollar cherokee that wouldn't start .. Ten years later same chrome grille ..

02-12-2010, 04:48 PM	#4
Hope Springs Hauler Join Date: Jul 2008 Location: Hamilton, OH Posts: 431 Images: 16	Agreed, if the rig is on the road, it needs insurance. If it is going to be trailered, then I don't see the need. Also, food for thought, if it is liability that is a concern, an ATV can do some mean damage as well and is more likely to roll over or go out of control. __________________ 1988 Suzuki Samurai on propane FJ 40 axles (4.10) 5.14 tcase 36" TSL SX

02-13-2010, 01:17 AM	#8
67fastback Splattt- you want some Join Date: Mar 2007 Location: Mason,Oh Posts: 692	yeah asked the question to them about the insurance but he seems flexable on that due to most rigs are fab up tub rigs... and yes never wheel alone that is stupid... and if you break you better have a way to get it back out.. hence have your buddies tow you out.. __________________ Thanks, 67fastback ------------- 84 Honda cr60r - for sale 87 Honda 200sx - for sale 67 Mustang fastback - under restoration MCA #63430 04 Silverado 2500 crew cab 87 sami - "SPLAT" 87 sami tin top - "Blue Fire" 88 sami - "Squirt" My New Video Channel -http://www.youtube.com/PhillbillyProduction My Video Channel - http://www.youtube.com/justworkn

02-12-2010, 04:56 PM	#5
JeffK5 Tiny Member Join Date: Jan 2007 Location: Colerain Posts: 798	They're putting insurance restrictions on "full size" rigs to keep the extreme fringe wheelers out...they want a group of respectful , orderly off roaders with semi-built rigs.... that's where the money is. I'd much rather flop down a hill in Carwash or Yellowjacket's "non-insured" tube rig than some street driven TJ with 35" mt's and a show bar. I fail to see how they equate "insured" with "safe-to-wheel" as they don't have to go hand in hand and take a skilled eye to distinguish.